People who are government employees or PSUs are automatically insured as ESI is compulsory. Most corporates have an insurance policy.
Regardless, there are many who still do not have a health insurance.
Most of us have cars and we have a car insurance policy as protection from damage due to accidents or floods or thefts. We shop for and buy the best insurance for our car, which can be expensive, as high as Rs 40,000/- or even higher, depending on the car model. Nonetheless, we make regular payments every year with no questions asked.
The day to day stress takes a toll on our health. In the rush of the day, we ignore our health. And, health insurance takes a back seat and becomes less of a priority.
When we comply with the terms of the insurance policy, why do we not do the same for our body?
The advantages of health insurance are manifold. A basic health insurance policy safeguards against medical expenses, especially unplanned for medical expenses, when you may not have adequate funds to cover the cost of treatment.
If you have insurance, do not spend the entire sum in one go. Opt for day care or try to minimize hospital stay as much as possible.
Everybody should have health insurance. It’s no longer an “option”; health insurance is now a must.
After all, “Health is wealth”. Nothing is more valuable than good health.
Dr KK Aggarwal
Padma Shri Awardee
President Elect Confederation of Medical Associations in Asia and Oceania (CMAAO)
Group Editor-in-Chief IJCP Publications
President Heart Care Foundation of India
Immediate Past National President IMA